Asal Invest
Our Methodology

How we evaluate Shariah compliance

All securities made available through Asal Invest are reviewed through a structured screening process designed to assess business activities, financial ratios, and continued eligibility over time.

Business Activity Screening

We exclude companies primarily involved in non-permissible activities such as interest-based finance, alcohol, gambling, adult entertainment, pork-related products, tobacco, and other non-compliant industries.

Non-Permissible Income

5% MAX

Revenue from non-permissible sources must not exceed 5% of total revenue.

Interest-Bearing Debt

30% MAX

Interest-bearing debt must not exceed 30% of market capitalization.

Interest-Based Assets & Securities

30% MAX

Holdings in interest-based assets or securities must not exceed 30% of market capitalization.

Cash & Receivables Considerations

Cash and accounts receivable are evaluated as part of our screening process to support alignment with Shariah principles.

Ongoing Monitoring

Eligible securities are reviewed on an ongoing basis and may be removed if they no longer satisfy our Shariah criteria.

Disclaimer

Asal Invest LLC is an investment adviser registered with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training. General website content and educational materials are not individualized investment advice. Investment advisory services are provided through the Asal Invest platform to clients who enter into an advisory agreement with Asal Invest. Please review our Form ADV and Form CRS for additional information regarding our advisory services.